If the following warning signs apply to you, you need to act now to preserve or repair your credit:
You are unsure as to how much you owe in total
You only make minimum payments to creditors (i.e. credit cards)
You are on/near the limit of all credit /store cards
You have been rejected when applying for credit
You put off paying bills until the final reminder
You are withdrawn every month
You have missed one or more rent/ mortgage repayment
You receive phone calls from creditors
You are constantly paying fees for late/missed payments

Bad Credit Remortgage Deals are much more widely available today than they were 5 years ago as lenders in the UK have developed more flexible remortgage products based on peoples lifestyles.
While your credit status (determined by your credit score) is probably the most significant factor in determining what kind of mortgage rate is available to you, many lenders are now taking a more flexible stance on who they lend to.
If you have a bad credit history and you are looking to get a better deal getting good advice can really pay off even if you have previous County court Judgements (CCJs), mortgage arrears, or have gone through an IVA (Individual Voluntary Arrangement) or have been made bankrupt in the past.

Our bad credit remortgage advice service puts you in touch with a regulated remortgage specialist who will be able to provide quotes from a panel of UK lenders who provide a range of products depending on your credit history.